"I first met Xin Min when I was looking for a Hospitalisation policy. I was feeling overwhelmed, but she took the time to explain everything clearly. She made sure I understood my options and was getting the best possible coverage. She went the extra mile to make sure both me and my family are taken care of."
Alex
Private Banking
"She is not an Insurance Agent, she is a Friend. No hard sell, no salesman culture — just the value to us. We are glad that we met her and entrust our 'life' on her."
Edward
IT Sales Consultant
"Xin Min has been extremely helpful in sorting out all my various policies. Easy to talk to and clear in her explanations. She has always been open and sincere, and diligently ensures my policies are up to date and relevant for my life stage."
"I like most about the little conversations I have with Xin Min and how she is confident with her work, guiding me for better coverage for life. She comes forward to check on me and do reviews — giving me the opportunity to know better about my existing insurance."
Michelle
Infant Care Teacher
"I am incredibly grateful for the outstanding service provided by Xin Min. Her expertise and guidance in managing my investments have been invaluable. Thanks to her strategic advice, I've seen significant growth in my portfolio."
Dilshan
Software Engineer
"Xin Min really took the time to understand my existing policies, financial situation and my profile to best advise what policy I should be buying. She was also very patient to go through the policy details with me. The personal aspect allowed me to not feel afraid to clarify with her."
Chloe
Auditor at PwC
"Xinmin is friendly and I like that her financial services provide a variety of options and packages. I also like that she does not hard sell and has good communication skills."
"Xin Min is a personable and patient advisor. She tailors the plan suitable to my needs and provides the necessary guidance as well. I trust her with my insurance-related needs and would recommend her services to others."
"Xin Min is prompt and efficient in keeping me updated with policy changes. She presents and explains options in an organised manner. She is also very present and easily accessible — very efficient in her service."
Joy
Brand Analyst
"Working with Xin Min as my financial consultant has been a game-changer. Her deep knowledge, ability to explain complex concepts, and attention to detail have empowered me to make informed decisions. She's not only a skilled professional but also a person of integrity."
Nicole
Undergrad
"Xin Min is very sincere and gives me lots of guidance on which policies are suitable for me. She is patient and proactive in checking in with me. It's fun to talk to her as she shares her personal experiences — our conversations are always very enjoyable."
Yveline
Executive, The Methodist Church
"Xin Min is a helpful and patient advisor you can rely on. As I did not have much prior knowledge about insurance, she took the time to explain various policies in detail and clarify any doubts. Really appreciate her clear explanations and sincere advice."
Rachel
Designer
"I have known Xin Min for around two years and she has proven to be a friendly, patient, and proactive advisor. She keeps me posted about any new plans suitable for my needs. She can go beyond expectations in helping me make financial decisions."
"Xinmin is very approachable and reliable. She answers patiently to all doubts and queries as well as constantly updating me on the application status. I trust her with any insurance related needs."
Michelle
Executive
"Xin Min has helped me along the way with planning for my future. She is patient and takes the time to fully understand my situation. She tailors her approach, gives options, and goes through each in detail. Does not push or force anything. Overall, a pleasant experience."
Andrew Ann
Assistant Manager
"Xin Min is an easy-going and friendly person. Since I do not have any experience in insurance, she was very patient with me, guiding me step by step. Flexible meeting times too, with her introducing each aspect of different elements of the plan clearly."
"Xin Min is friendly and approachable. She explains the policies clearly and easy for me to understand. She is also able to recommend the best solutions for each unique situation for her clients."
"Xin Min is really friendly and quick in getting to know her client. She immediately tries to fulfil my other financial aspects. I have benefitted tremendously from her services as she explained policies very clearly before introducing suitable ones."
"Xin Min displays true professionalism in her work. She listens and understands my life story before recommending products that suit my needs. After knowing many financial advisors, she is definitely many steps ahead in terms of ethics, professionalism, and compassion."
"My meetings with Xin Min have always been marked by a relaxed and friendly atmosphere. Her emphasis on the importance of starting early has encouraged me to take a closer look at my finances and plan for the future."
"Understanding and patient — she gives a sense of assurance and doesn't pressure. I now have a well-thought, proper insurance plan for myself, with more clarity. I don't overspend on insurance because of her guidance."
"Xinmin and I can click very well and I feel that she knows her stuff well. I did up my savings with her and I'm very comfortable with her proposal as it suits my needs and budget. I believe we can be friends long term, not just business relations."
Cheryl
Business Development Assistant
"Xin Min was very understanding of my situation as a student. She was patient in explaining policies that could meet my needs despite my limitations. I went away without feeling pressured — and that very much put me at ease of working with her."
Gabriel
NUS Chem Engg Student
"Xin Min is a very friendly and professional agent with strong product knowledge. I appreciate her effort in analysing my financial situation and expenses before recommending the plan that suits me best."
"Xin Min is a genuine, dependable, dedicated and knowledgeable financial advisor. She takes time to understand my situation and needs for my financial goals. She looks out for her clients' best interests and treats them like friends."
"Xin Min is a professional consultant who used her experience and knowledge to help me get the solution for my needs. She is friendly and patient to answer my repeated questions and helps to solve the issues I face."
"Xin Min is a genuine and dependable financial advisor. She takes the time to understand my needs — most importantly, there is no hard selling. She looks out for her clients' best interests and treats them like friends."
"Xin Min is a dedicated and knowledgeable advisor. She takes time to understand my situation, needs and ability before making any recommendation. It is inspiring to see her motivation to help one achieve their desired financial goals. A wonderful friend!"
"Xin Min is a dedicated financial advisor who aims to do her best for her clients. Knowing that I have quite a few exemptions for hospitalisation, she even helped to look into plans which can help to cover those areas. Trusted advisor for AIA plans!"
Jia Fang
Operations Executive
"Xinmin is very patient and understanding. Despite me having another agent, she didn't mind me just purchasing a small package from her and still went the extra mile when I needed help with payment issues. Would recommend her if you want someone trustworthy and sincere."
Amy
Operations Executive
"Xinmin is a sincere and dedicated advisor. You can count on her to be there for you. She will seek to understand your needs before offering her advice. Most importantly, she treats her clients like her close friends."
"Her experience in understanding life planning and insuring is immense. Within 3 years of being my agent, I would say she is one of the most understanding planners you can find. She will understand your needs, from getting information overtime for you and your family. Rare gem."
"Xin Min is one of the most knowledgeable financial advisors I have ever met. She takes her time to understand my specific needs, both current and future before making any recommendation — no hard selling. I even got a surprise bubble tea delivery!"
"Xin Min is a trusted and dedicated financial advisor. I have supported her ever since she started and she has always delivered. She provides good insights about the different products and does proper planning for my financial needs."
"Xinmin is a dedicated, patient and experienced agent. She provides good recommendations that fit my needs and she never fails to provide me with a comprehensive explanation despite the many questions asked. A very trusted agent of mine."
Kelly
Asst. Director of Finance
"XinMin has been taking care of my family's financial portfolio for the past 5 years. She's been a great help to me, my parents and my siblings to understand the policies we hold. I will also put my trust in her as I start my own family."
"Xin Min is a great financial advisor. She did not miss any of our yearly reviews or updates — which I truly appreciated as this makes me feel that she cares about all her clients. I am happy to have her as my advisor."
Lynette
Merchandising Executive
"Xinmin is very knowledgeable about the financial products and has helped me tremendously with my financial planning. She is a friendly and meticulous agent who will go all out for her clients."
"Xinmin is very genuine in giving financial advice. I like how she is not pushy in selling me products but genuinely reviews the policies I have and what else is missing. A truly client-first approach."
Christine
Senior Marketing Executive
"Xin Min has been handling my insurances since 5 years back. She takes the effort to understand me as a client and introduces plans catered to my lifestyle and spending habits — which is something I really appreciate!"
"One thing that struck me was her enduring desire to extend herself more than just an agent — she took time to meet up with me when I was not well, making sure my medical plan was in place. Her thoughtfulness extended beyond her role as an agent to a friend who truly cares."